The Police Mortgages Team
Stuart Bruce
Associate Director
Stuart has over 30 years of experience in financial services, working in senior positions in the UK, Europe and South East Asia. He strives to provide an excellent customer experience with his extensive knowledge and expertise.
Chris Schutrups
Founder
Chris founded The Police Mortgages in 2011 following a career in Stockbroking and latterly as a bank manager for Natwest/Royal Bank of Scotland
His colleagues would describe him as customer-centric, Chris grew the Police Mortgages to become an award-winning brokerage focused on giving his clients the best experience possible.
Chris' main responsibilities in the business is overseeing our marketing, business development and technology functions.
Nicola Arbon
Managing Director
Nicola worked in banking after she left school but her sense of adventure steered her into a role for British Airways as cabin crew.
Her colleagues quickly realised that Nicola’s niche knowledge could help them get a mortgage with their unpredictable incomes. After 5 years of flying and studying for her CeMap at 37,000ft, Nicola joined the Police Mortgages team and took over as MD when Founder Chris was head-hunted for a role in Dubai.
Party in the USA by Miley Cyrus is an absolute must on a playlist for Nicola, who can be found at her desk helping those who might otherwise be unable to find a mortgage.
Giacomo Stevens
Operations Director
Difficult challenges do little to waiver Giacomo’s vision for success. As Operations Director, he coordinates the internal structure of The Mortgage Hut helping the company to continually push forward and adapt to meet the ever-changing demands of the modern mortgage industry.
Working across the globe in varied roles has developed his expansive knowledge which has helped so many who previously believed they couldn’t buy a home. His advice for borrowers is simple; learn how to improve your credit rating.
Gill Jackson
PA to Managing Director
Gill goes above and beyond and consistently multi-tasks to ensure the smooth running of our Managing Director Nicola’s week. Her ability to foresee future problems and plan accordingly makes Gill an irreplaceable member of the team and many describe her as caring, kind-hearted and warm.
Gill has 13 years of experience in estate agency and consequently she has a fantastic catalogue of knowledge which she has brought to the business.
Alex Newcombe
Mortgage Specialist
Alex is in charge of providing timely updates to advisors and clients to keep them informed about the progress of mortgage applications. He also maintains systems to keep them up-to-date and compliant.
Prior to his current role at The Mortgage Hut, he served as a Mortgage Advisor in another organisation, an experience that has influenced his dedication in his administrative duties at TMH.
Alex loves to hang out with friends and family and has a passion for building connections and making the most of life's adventures. He holds a CeMAP certification.
Amy Hinder
Mortgage Specialist
Amy is an accomplished Mortgage and Protection Advisor at The Mortgage Hut, where she guides clients through expert advice and personalised solutions to secure their financial well-being. She considers obtaining her protection licence and achieving a passing grade on her initial check as one of her best achievements in her role to date.
Her dedication to her current position is influenced by prior roles as a Mortgage Administrator and a Mortgage Advisor in different organisations.
Beyond her professional achievements, Amy enjoys a balanced life outside work through reading, gaming, and spending quality time with family and friends. She has earned several professional training certifications, including a CeMAP qualification.
Billy Pragnell
Mortgage Specialist
Being the first point of contact for the business is a responsibility that Billy excels in. He is easy to talk to and anyone contacting Police Mortgages gets a big, warm welcome with reassurance that their next steps will be clear soon.
No two people are the same and part of Billy’s job is to listen to people asking for mortgage advice, pay attention to the little details, and find the right mortgage broker within our team to get them the outcome they need.
Egypt is a must for Billy who craves a physical challenge, preferably outdoors.
Beckie Loughran
Home Insurance Specialist
Beckie is a fast learner with a mind like a sponge and a smile that lights up the room. She completed her apprenticeship in Business Administration and sought out a role as a Lead Manager but her ambitions and love for knowledge keep expanding as she immerses herself in the mortgage and protection industry.
Beckie is also a great planner and alleviates a lot of stress from our specialists so that they can focus on finding the best mortgages and giving the most accurate advice. Her experience so far has taught her that the bigger deposit, the better.
Daniel Dawkins
Mortgage Specialist
Daniel’s determination to skydive stems from his love of the skies and his daredevil nature, that has so far swayed him to ride rollercoasters, abseil cliff edges and plan ice-capped cabin adventures in the Canadian Rockies.
His young family keeps Daniel on his toes and he combines this experience with his knowledge of the mortgage industry, to protect the pockets of those who seek his advice. Determined to be mortgage-free himself one day, he works hard to find practical solutions for people who need an affordable mortgage.
Daniel Dawkins
Mortgage Specialist
Daniel’s determination to skydive stems from his love of the skies and his daredevil nature, that has so far swayed him to ride rollercoasters, abseil cliff edges and plan ice-capped cabin adventures in the Canadian Rockies.
His young family keeps Daniel on his toes and he combines this experience with his knowledge of the mortgage industry, to protect the pockets of those who seek his advice. Determined to be mortgage-free himself one day, he works hard to find practical solutions for people who need an affordable mortgage.
David To
Mortgage Specialist
David To is a dedicated Mortgage and Protection Advisor at The Mortgage Hut, a role he previously assumed at Countrywide. In his current role, his responsibility centres around providing customers with the best possible mortgage and protection advice tailored to their specific needs.
He is proud of helping clients realise their dreams of becoming homeowners, particularly those who have previously been turned away by other advisors.
David holds CII CF1 and CF6 certifications, as well as the CII Level 3 qualification in Mortgage Advice. He's a devoted Arsenal fan and enjoys following the team's journey.
Jacky Lambert
Mortgage Specialist
Jacky has over 13 years of experience in estate agency including 7 years as a mortgage adviser. She joined our team in March 2016, applying her expertise of maintaining a high level of customer service. Jacky enjoys helping people find their dream home where she is able to give mortgage advice for residential and buy-to-let customers.
Jack Rutherford-Mills
Mortgage Specialist
Jack is a Mortgage and Protection Adviser at The Mortgage Hut, with CeMAP and CeRER certifications. His primary responsibility is to provide comprehensive mortgage and protection advice to all of his clients.
Jack's previous role as a Mortgage Adviser for a specialist firm has uniquely positioned him to excel in providing clients with the extra level of help and support they may require, especially for specialised solutions.
He finds fulfilment in helping his clients achieve their goals, whether securing their dream home or protecting their financial future. Beyond his professional endeavours, Jack enjoys playing football and playing video games.
Leah Coates
Mortgage Specialist
A happy face from a customer who’s excited to take the next steps brings Leah great joy and she uses her passion for giving good advice to make that happen.
She started her career in a building society and works hard to make sure the knowledge she passes on to those she helps is accurate, reliable and actionable. Leah’s tips for someone looking for a mortgage include saving a deposit as big as you can and never missing a payment.
Kieren Dewey
Mortgage Specialist
Kieren had ambitions of becoming a lawyer but decided to use his communication skills to negotiate mortgage deals, helping people buy their forever homes.
He uses his creativity to make a positive impact on his client’s lives because he knows all too well from his experience within banking, just how important it is to secure the right type of mortgage with affordable payments.
First-time buyers and those looking to move to their next home feel reassured by Kieren’s calming presence and his ability to plan. His advice? Start your search as early as possible with a broker so you know what you’re working towards.
Luke Ollerhead
Mortgage Specialist
Luke is a Mortgage and Protection Advisor at The Mortgage Hut. He is responsible for researching and devising tailored mortgage solutions for clients, and arranging protection policies for financial security in conjunction with clients' mortgage commitments.
One of Luke's best achievements in TMH is his success in arranging a mortgage with a prominent building society for a client who was on an individual voluntary arrangement (IVA) three years prior. This was accomplished without requiring a specialised lender.
He likes to spend his spare time in the gym, attend live music events, and relish in the convivial ambiance of local pubs.
Matthew Thomas
Mortgage Specialist
Matthew Thomas is a Mortgage and Protection Advisor at The Mortgage Hut, and takes pride in his responsibility of offering top-quality service to customers seeking assistance with their mortgage needs. He believes that supporting customers throughout their entire journey, from initial discussions about requirements, borrowing capacity, and costs to the day they receive their keys, is the key to a successful experience.
Prior to joining TMH, he served as a Mortgage Broker for Connells Group, gaining two years of valuable experience in the field, as well as a Branch Manager for NatWest bank for four years. One of his achievements at TMH is supporting police officers with their mortgage needs, helping to build partnerships and facilitating opportunities for them to achieve their homeownership goals.
Matthew enjoys spending time with his daughter and partner, Robyn, going on long walks, embarking on day trips, and following football and basketball, with West Bromwich Albion and the Miami Heat as his favourite teams, respectively. He holds CeMAP and CeRER certifications.
Natasha Strath
Mortgage Specialist
A sandy beach in the sun motivates Natasha but it’s her daughter’s smile that really drives her determination.
Her career has taken her into a range of roles within fraud investigation, financial advice and mortgage consultancy. This wealth of knowledge combined with her caring nature and ability to find solutions, is precisely why she makes such a stellar advisor.
Natasha loves the buzz that comes with helping people, especially those who are convinced they can’t buy a home.
Andy Holding
Mortgage Administrator
Being in the pit at a Springsteen show makes Mortgage Administrator Andy feel alive but the buzz that comes with making a real difference to people’s day to day life is also a great source of joy for this kind soul, who has 35+ years of experience within the financial and banking industry.
“Don't let your heart rule your head” says Andy, who is always happy to share his wisdom if it helps people save money when getting a mortgage.
Andy really is a fountain of knowledge and can help with a multitude of mortgage queries about New Builds, Remortgaging, Equity Release, Bad Credit mortgages and so on.
David Bland
Post Offer Administrator
David began life in the industry as an estate agent and progressed through an array of specialist roles including Stockbroker, Financial Advisor, Mortgage Advisor and now, Post Offer Administrator.
Seeing happy homeowners gives David a real sense of joy and in his spare time, he and his wife train guide dogs for the blind.
Ever the explorer, David dreams of adventure and looks forward to travelling to the next country or tropical island he stumbles across.
Nichola Sherar
Mortgage Administrator
Nichola is a Mortgage and Protection Administrator at The Mortgage Hut, providing support for mortgage applications from inception through to offer.
She derives great satisfaction and pride from successfully securing mortgage offers for her clients, experiencing a profound sense of fulfilment each time she delivers the good news and witnesses their expressions of joy and relief.
Nichola finds fulfilment in running and participating in marathons, including the prestigious London Marathon in 2021.
Radka Regester
Lead Manager
Radka serves as a Lead Manager at The Mortgage Hut where she manages incoming leads through phone calls and emails, schedules client appointments, and handles advisors' calendars. She takes pride in handling different types of customers, even stepping out of her comfort zone when necessary.
Outside of work, Radka enjoys reading, cooking, baking, and solving crossword puzzles. She's a proud mom of two and recently completed a BsC (Hons) in Psychology, a Level 3 Diploma in Adult Care, a Diploma of Higher Education in Psychology, and an OCR Level 2 NVQ for IT Users.
