Autumn Budget 2025: What Does It Mean for Police Mortgages and Pay?

How does the 2025 Budget affect Police Officers? We analyse the impact of frozen thresholds on overtime, new landlord taxes, and what it means for your mortgage.

Mortgages for Shared Ownership

Help to Buy: Shared Ownership could help you to buy a home if you can’t afford the mortgage on 100% of your home. The scheme enables you to purchase shares in a property (between 25% and 75%) and then pay rent on the remaining share.

Time to Remortgage?

Recent figures from The Mortgage Advice Bureau National Mortgage Index show the value of remortgage lending at its highest level since November 2008. Is it about time to look at remortgaging your property?

A 28-day limit on police bail comes into force!

Delivered via the Policing and Crime Act 2017, the decision has come about after people had been kept on police bail for anywhere up to a few years, without any formal charge.

Remortgage with Police Mortgages

It could be a great time to remortgage with historically low interest rates on the market and a great range of deals including many competitive products available for new customers switching to a new lender.

Mortgages in Southampton

Trying to find the right mortgage in Southampton? Fed up of going from bank to bank trying to compare different rates and deals? Police Mortgages can help!

Buy to Let Mortgages

Police Mortgages can advise on a range of different types of mortgage including buy to let mortgages for both novice and experienced landlords.

Borrowing extra money on your mortgage

If you have sufficient equity in your home then it could be possible to borrow extra money in order to fund a project.

30 Day Lender Approval Guarantee

We guarantee to have your mortgage approved within 30 days or you will receive £500 back upon completion of your mortgage.

Help to Buy for Police

We know just how demanding working in the Police force can be, so when it comes to finding the right mortgage we want to be able to offer a helping hand and make it as simple as possible for you.

First Time Buyer

Working in the police force, whether it be the regular police, or the met, and seeing the criteria that lenders expect when looking at purchasing a property as a first time buyer can make the idea of getting a mortgage a stressful and difficult task.

National Mortgage Adviser Awards

Police Mortgages parent company, The Mortgage Hut Group were yesterday delighted to announce that they have been awarded ‘Best Broker- South East’, at the 2017 National Mortgage Adviser Awards.

Mortgages for Detectives

Police Mortgages represent some of the best deals on the market, and we work to help our clients find the best deal for themselves.

New Build – Police Mortgages

Are you thinking about getting a mortgage for your new build home? Police Mortgages are here to help you with this.

Mortgages for Dog Handlers

When it comes to finding a mortgage we know how stressful it can be to find the right deal for yourself, especially when you haven’t got much time to search around for yourself due to working.

Switching Your Mortgage Deal

Police Mortgages could help you save hundreds of pounds, maybe even thousands, by switching your mortgage deal!

Bad Credit Mortgages

Police Mortgages do everything we can to find people the right mortgage including those with adverse or bad credit.

Police Mortgages feedback

At Police Mortgages, the team of advisers are dedicated to find you the best possible mortgage.

Moving Home?

Time for a change..

Police federation mortgage

Police Mortgages is a dedicated mortgage advice specialist service providing help and guidance for those working within the Police federation looking to get a mortgage.

Remortgaging with Police Mortgages

If you are nearing the end of your current fixed rate deal, now would be the perfect time to speak to Police Mortgages.

Maternity income mortgages

If you receiving maternity income, you may be relying on a lender accepting this stream of income on the mortgage application, as part of their income assessment.

Large Mortgages

Large mortgages are fairly self-explanatory. They are typically for clients who want a mortgage, or to remortgage their property, at a value of over £750,000.

Let to buy

If you’re looking to move into a new property but can’t sell your current home, let-to-buy is an option that you could consider.

Buy to Let changes

As a result of the new tax changes brought in in May 2017, many lenders’ buy-to-let (BTL) subsidiaries have changed their policies when it comes to lending to landlords.

News

Join our newsletter

Stay in the loop! Subscribe to our newsletter for exclusive updates.

Mortgages

New Build

Quick Links

reach out

Address

Featured from Blog

Featured from Blog