Mortgage Calculator
Use our mortgage calculator to get an instant result – see how much you can borrow.
Our Police Federation Partners
Mortgage Calculator
- Your deposit is less than 5% - most lenders require a larger deposit
- Your salary multiplier is more than 4.5 - you may not be able to find a lender for this mortgage
Mortgage Value
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Illustration purposes only, not to be considered as financial advice or a mortgage quote
Maximum House Price
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This is the Mortgage Value plus the Deposit Amount
Stamp Duty Estimates (England)
Main Residential Property
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Second/Investment Property
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First Time Buyer
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Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. There will be a fee for mortgage advice.
How Much Can I Afford?
To get started enter your total (joint or household) estimated Annual Gross Income and your likely Deposit Amount in £’s. Then enter your details (name, email and phone number).
We’ll then provide a Mortgage Value estimate, a Recommended House Price and a Stamp Duty amount along with extra information such as estimated monthly payments and the LTV value (the Loan To Value – how much mortgage you have in relation to how much the property is worth – is one of the key risk factors that lenders assess when qualifying borrowers for a mortgage).
The figures provided are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. An Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.To find out more about Stamp Duty visit the UK Government website: Stamp Duty Land Tax.
Please be aware that by clicking on to the above link you are leaving our website. Please note that we are not responsible for the accuracy of the information contained within the linked sites accessible from this page.
Why Pick Police Mortgages?
We’re trusted by thousands of police officers, staff and their extended family each year. We are proud to be working with over 20 UK Police Federations to ensure their members get the most suitable advice, for free.
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Refer a Friend, Colleague or Family Member! (Get £100 Amazon Voucher)
Happy with our service? If satisfied, we’d appreciate you referring a friend. Once their mortgage application is complete, you will receive £100 Amazon Voucher as a way of thanking you for recommending us to them.
