Secured loans for home improvements
We’ll help you fund your home improvement project quickly and easily with a secured loan.
Make a start on your home improvements today
Secured loans are often also known as home improvement loans, and for good reason. Renovating your home, installing a brand-new kitchen, or building an extension are all excellent ways to increase the value of your property and turn it into your dream home – but they don’t come cheap. A secured loan is a fast and efficient way to raise funds for a home improvement project, and we can help you get one.
Why Choose Police Mortgages?
We understand the police community and help you find the right loan with clear, honest advice:
Police Community Focus
We specialise in helping police officers, staff, and families – with support that fits your life.
Trusted UK Lenders
We work with FCA-authorised lenders who offer competitive rates and flexible terms.
Bad Credit Considered
Even with a lower credit score, we can help you find a suitable lender.
No Upfront Fees
We won’t charge you to get started. We’ll support you every step of the way.
How Does the Process Work?
Step 1 – Quick Chat
We’ll find out what you need and check if a secured loan is the right option.
Step 2 – Soft Credit Check
We run a soft search first – this won’t affect your credit score.
Step 3 – Choose Your Loan
We present your options clearly, so you can choose what suits your budget and timeline.
Step 4 – Support Through to Completion
We help with all the paperwork and stay with you until the loan completes.
Customer Reviews
Elliott has been brilliant with all my mortgage requirements over the past 4 years. The team are extremely amenable and knowledgeable. They are regularly providing communication to ensure we are fully updated on the process. Would highly recommend.
Alice Chant
Verified Customer
Very easy to set up an appointment initially through the website. Spoke to Oliver who provided a professional service as well as providing information, which catered to my needs. Look forward to speaking again.
David Chapman
Verified Customer
Nichola was absolutely brilliant. She guided me with excellent communication throughout a rather challenging process and I really felt supported. Based on my experiences with Nichola, I would implore anyone who is seeking a mortgage to reach out.
Sophia Malik
Verified Customer
Everyone I’ve spoken with and or dealt with has been brilliant. You guys are doing an amazing job, keep it up.
Laurel Ogbuh
Verified Customer
Oliver was super helpful in a delicate matter. I wish I would have dealt with him on my first property. Really empathetic and easy to speak to. Highly recommend
Tyira Gabriel
Verified Customer
I have only had an initial conversation with Oliver but so far so good. Professional approach, good information on different available deals and products.
Alekosz Sopisz
Verified Customer
Frequently asked questions
What are the benefits of a home improvement loan?
A secured loan for home improvements guarantees you have the funds available to renovate your home. You’ll also make your repayments on a fixed rate, so you always know how much you’re expected to pay back each month, making budgeting one less thing you have to worry about.
How much can I borrow on a home improvement loan?
A secured loan for home improvements can range from anywhere between £10,000 to £1,000,000 and can be paid over 3 to 30 years.
Is remortgaging or a secured loan better for home improvements?
If you need to raise funds for a home renovation, you most likely want to raise them quickly and don’t want to spend a long time saving up. A secured loan is often faster and easier to obtain than a remortgage and is best suited for home improvements.
Can I get a home improvement loan with bad credit?
Yes, a poor credit score won’t stop you from funding your renovations with a secured loan. We’re specialists in bad credit and can help you find a lender who is willing to offer you a secured loan even with a low credit score.
